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The Wire · NCAAF · September 27, 2026
NCAAF · Free pick of the day

College Football Picks Recap — Every Pick From September 26, 2026, Graded (38-5)

The model's College Football picks went 38-5 on the card, with lopsided favorites covering big and the season ledger now at 284-96.

College FootballHeismann is 284-96 (75%) across 380 graded picks — every one posted before the game and graded in public.Full record →

The card was about as clean as a College Football slate gets: the model closed 38-5, and the only real stumbles came in games that came down to the final possession. On a night with more than 40 games graded, that kind of hit rate does not happen by accident. It is also a good example of why the season-long ledger, not any single day, is what actually matters here.

The model's College Football picks leaned hard into favorites that were live to cover by a lot, and it also caught several of the closer games that could easily have broken the other way. Below is the story behind the number: what drove the sweep, where the model got tested and held up, where it slipped, and what 43 more graded games do to the season record.

MatchupPickResultScoreUnits
UNLV@AkronUNLVW38-10—
South Carolina@AlabamaAlabamaW18-49—
Kennesaw State@Arkansas StateArkansas StateW14-17—
Vanderbilt@AuburnVanderbiltL15-21—
Colorado@BaylorBaylorW13-23—
Virginia Tech@Boston CollegeVirginia TechW21-14—
South Florida@Bowling GreenSouth FloridaW14-6—
Robert Morris@BuffaloBuffaloW28-31—
Clemson@CaliforniaClemsonW24-10—
Louisiana@CharlotteLouisianaW34-7—
William & Mary@DukeDukeW7-62—
North Carolina Central@East CarolinaEast CarolinaW9-42—
Lindenwood@Eastern MichiganEastern MichiganW3-29—
Ole Miss@FloridaOle MissL28-52—
Long Island University@Florida InternationalFlorida InternationalW3-20—
Central Arkansas@Florida StateFlorida StateW7-34—
Oklahoma@GeorgiaGeorgiaW13-41—
Houston@Georgia SouthernHoustonW42-28—
Northwestern@IndianaIndianaW23-29—
Utah@Iowa StateUtahW31-17—
Middle Tennessee@Jacksonville StateJacksonville StateW13-23—
Ball State@Kent StateKent StateW13-26—
South Alabama@KentuckyKentuckyW21-45—
Gardner-Webb@MarshallMarshallW35-36—
UCLA@MarylandUCLAW54-3—
Nebraska@Michigan StateNebraskaW31-13—
Missouri@Mississippi StateMissouriL24-31—
App State@NC StateNC StateW31-41—
New Mexico@New Mexico StateNew MexicoW42-18—
Houston Christian@North TexasNorth TexasW14-63—
Illinois@Ohio StateOhio StateW19-42—
James Madison@Old DominionJames MadisonW46-20—
Bucknell@PittsburghPittsburghW0-59—
Texas@TennesseeTexasW20-17—
Incarnate Word@Texas StateTexas StateW10-63—
Sam Houston@Texas TechTexas TechW14-49—
San Diego State@ToledoToledoW16-41—
Southern Miss@TulaneTulaneW21-24—
TCU@UCFTCUL13-21—
Oregon@USCOregonW41-27—
Colorado State@UTSAUTSAW45-59—
Troy@Utah StateTroyL10-21—
Boise State@Western MichiganBoise StateW32-7—

Why the favorites cashed

Most of the day's work came from siding with the team that had no business losing, and letting the margins do the rest. Duke handled William & Mary 62-7. Pittsburgh shut out Bucknell 59-0. UCLA ran away from Maryland 54-3, Texas State beat Incarnate Word 63-10, and North Texas put up 63 on Houston Christian. East Carolina beat North Carolina Central 42-9, Florida State handled Central Arkansas 34-7, and Georgia put away Oklahoma 41-13. None of those calls required nuance. Stacking a card with correctly identified mismatches, game after game, is exactly how a day like this gets built, and the model did not miss a single one of them.

That volume matters as much as any single blowout. When the board is full of overmatched opponents, the job is simply not to talk yourself into an upset that is not really there. The model stayed disciplined across every one of those spots.

The close calls that went right

The tougher test is the games decided by one score, and the model held up there too. Buffalo needed a late push to beat Robert Morris 31-28. Marshall survived Gardner-Webb by a single point, 36-35. Tulane held off Southern Miss 24-21. Indiana survived Northwestern 29-23. And on the day's highest-profile matchup, Texas went into Tennessee and won 20-17. Those are coin-flip finishes that could have just as easily flipped the other way, and on this card, they did not.

The five that got away

Own the misses. Auburn beat Vanderbilt 21-15, Mississippi State beat Missouri 31-24, and UCF beat TCU 21-13, three losses by one score apiece that came down to a single possession. Troy fell at Utah State 21-10, a tougher two-score miss. The one that actually stung was Florida over Ole Miss, 52-28, a game the model had going the other way and instead watched turn into a blowout in the wrong direction. Five losses on a 43-game card is a good day by any measure, but every one of them is graded in public right alongside the wins, with no picks quietly dropped from the record.

The verdict

One day, even a 38-5 day, does not prove a system works. What it does is add a clean data point to a public ledger that now stands at 284-96 across 380 graded picks, a mark built over enough volume to actually mean something. A hot card feels good, and this one earned the celebration, but the number worth watching is not any single card. It is that season-long line, updated after every single game, win or lose, for anyone to check.

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